Why buy insurance in London

London is the biggest global commercial and specialty risk market. Many buyers come here because domestic insurers will not to accept their risks as they are unique or unusual. For others the London Market can offer a better price and/or better terms.

London earns 15% of its income from the excess & surplus lines market in the US. Our unrivalled breadth  of expertise means that London can insure the widest range of risk, from the smallest to the largest, and from the most standard to the most specialist and complex. Our appetite for a challenge and track-record in innovation is well known.

Buying Facts

*Global market share and other data is derived from the London Matters reports.

Helpful Materials

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Buying FAQs

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Case Studies

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Helping societies to weather the storm

London makes it possible for vital services to be restored after a natural catastrophe.

When the Caribbean was hit by hurricanes in the summer of 2017, widespread damage was inflicted on hospitals, hotels, supermarkets and other major resources. In response, the London Market went the extra mile to provide funds and support for vital services.

Claims teams in London tracked the storms from formation, and put in place plans to respond swiftly and provide rapid advance payments as well as service and support. With power loss a widespread issue, planes were chartered to fly in generators and fuel. Satellite phones were sourced to guarantee communications and, in one exceptional case, an adjuster hired a catamaran and sailed through the storms to reach an insured and begin assessing their claim. In spite of difficulty of access, lack of power and infrastructure, London made multi-million dollar payments to a huge number of insureds within days.

Helping societies weather the storm

Market Overview

More than 65 Company Market insurers and reinsurers, and 91 Lloyd’s syndicates managed by 56 managing agents, provide re/insurance solutions in the London insurance market. Clients typically access the market via insurance brokers, who act as an intermediary between the policyholders and the underwriting businesses. There are over 200 brokers active in the London insurance market.

All market participants are represented by the associations listed below.